Civil Liability Insurance

Civil Liability Insurance

We advise all our clients to at least take out Civil Liability Insurance.

This covers damage to third parties caused by the pleasure craft as a result of an error or negligence on the part of the insured. In addition to the vessel’s owner, this insurance also covers the captain, the passengers and/or other persons who are present on the vessel with the policyholder’s consent.

While Civil Liability Insurance is not always required by law, in practice marinas, competition organizations, storage companies, shipyards, etc., tend to demand it in most cases. When you take out Civil Liability Insurance with us, you will receive proof of insurance after payment of the premium. You can provide this certificate to the competent authorities.

Bear in mind that the damage you can cause to third parties can be considerable. Fortunately, we offer insurance policies that always provide extensive compensation for both physical and material damage to third parties.

Civil liability insurance applies in the following circumstances:

• While sailing;
• While moored in port/at a pier;
• While on shore/in dry storage;
• While taking your boat out of the water/back out on the water;
• During transport by land/sea (*conditions apply).

In short, civil liability insurance is a must, rather than a luxury, both for small and larger vessels.