Personal accident cover for passengers

Personal accident cover for passengers

We all know accidents will happen...

Do you want to insure yourself, your family members and your friends against accidents on board your vessel or during (dis)embarkation? Are you looking for additional coverage in the event that you suffer a personal injury while sailing?

Consider taking out additional 'Personal Accident Cover for Passengers'. This insurance can be combined with your other personal insurance policies, such as, for example, death cover or guaranteed income insurance. Did one of the passengers make a fatal fall on board? In that case, the insured capital provided for in the 'Personal Accident Cover for Passengers' will be reimbursed on top of his/her other personal insurance policies.

You can add the 'Personal Accident Cover for Passengers' to your civil liability insurance + comprehensive insurance. This option is perfect for lower insured capitals.
If you wish to have higher capitals insured in the event of death/permanent disability, you can take out a separate policy. There are different options you can choose from. This policy often also includes additional cover for 'medical expenses' / 'repatriation'.

What is considered an accident?

• You fall between the vessel and the quayside.
• You trip over a rope.
• You suffer a head injury due to a boom/jibe impact
• You fall through an open deck hatch
• ….

For now, the insurance premiums from this accident cover are still very low, which is why we recommend that you add it to your coverage.